The $SPY dropped 4.4% today — biggest single-day decline since April's tariff mess and the 37th worst day since 1989.

Here's what matters: volatility isn't one-directional. Big down days cluster with big up days. Markets don't fall in straight lines, and they don't recover in them either.

If you're panicking now, you'll probably panic-buy near the top too. The real edge? Staying calm when everyone else is losing their mind.

This is normal. Uncomfortable, but normal.