When you see a European or American complaining, you want to say, “Come live here. Then you’ll understand that you have a better life.” Yes, Europe and America have their own weaknesses and problems too. But one thing they definitely don’t lack is plenty of opportunities, reasonable interest rates on loans, low corruption, and respect for laws and rights. All of this allows people, if they want to, to improve their financial situation and standard of living. Here in the CIS countries, all of this exists on paper—but only on paper.