A popular narrative on social media goes: “When Ripple completely replaces the SWIFT system and becomes the world’s single currency for banks, XRP’s price will soar to $10,000 per coin.”

XRPUSDT
Perp
1.2831
-2.18%
Mathematical absurdity: With a supply of 100 billion XRP, a price of $10,000 would require a market cap of $1 quadrillion. That’s more than the entire global economy, gold, real estate, and the planet’s debt combined.
The point of the token: Banks don’t need expensive XRP. They use RippleNet technology for instant settlements, where the coin itself is just a fast “bridge” for conversion. On the contrary, banks are interested in a stable, low token price to minimize costs.
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