My HSBC Plus card was finally approved! Here’s an unconventional method I tried myself that worked:
On October 27, I transferred HKD 140,000 and applied right away.
Some people recommend waiting a day between the transfer and applying. I received the approval text on November 3.
Occupation: Unemployed
Income: HKD 20,000
Don’t allow an overdraft facility.
On the final step, don’t upload any documents or proof of salary.
Download the Nihao China app and link your card. Spending in mainland China is seamless.
Best of all, you can earn 4.4% cashback!
I’ll share a detailed guide to earning 4.4% cashback when I have time.
On October 27, I transferred HKD 140,000 and applied right away.
Some people recommend waiting a day between the transfer and applying. I received the approval text on November 3.
Occupation: Unemployed
Income: HKD 20,000
Don’t allow an overdraft facility.
On the final step, don’t upload any documents or proof of salary.
Download the Nihao China app and link your card. Spending in mainland China is seamless.
Best of all, you can earn 4.4% cashback!
I’ll share a detailed guide to earning 4.4% cashback when I have time.