Tech: XRP Ledger Proposes Zero-XRP Wallets for Stablecoins

Key points from the new proposal:
1. New transaction type: SponsoredAccountCreate
2. Sponsor covers 1 XRP reserve, user wallet starts at 0 XRP
3. Target: Stablecoin payments (RLUSD) & AI-agent accounts
4. Company creating 100k wallets no longer needs 100k XRP locked
5. Part of broader Sponsored Fees & Reserves amendment

Current status: Code under review, 2 checks pending. Amendment has 11/29 votes as of Oct 19.

This could remove the biggest onboarding friction for XRP.

Source: CoinDesk Oct 28
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