#严重低估的币 $CHIP

From hold-to-maturity to hold-for-sale.

The protocol can sell loans (at a profit),
recoup capital, and recycle it into more loans,
instead of holding loans to maturity.

The key focus is their moat: origination and underwriting.
Since the 2% origination fee is far higher than the 1% NIM on a loan yielding 10% interest, this can significantly improve the economics.

They just completed their first-ever token buyback, signaling value accretion and alignment
with $CHIP . See $3. Don’t get left behind!