Yesterday, I saw the news that ACI and Circle are piloting USDC settlements in Colombia. My first thought wasn’t about the technology—it was that cross-border payments might soon arrive as quickly as local transfers.
But for me, getting the money quickly is only half the story. The other half is being able to spend it conveniently once it arrives. What I do now is keep the money in stablecoins until I need it, then top up my PayAll U Card as needed. I only load what I plan to spend, rather than putting a large amount on the card in advance.
As settlement channels get faster, we can take a more measured approach to spending: check first, top up, then spend. That way, we stay in control.
$USDC #Stablecoins
But for me, getting the money quickly is only half the story. The other half is being able to spend it conveniently once it arrives. What I do now is keep the money in stablecoins until I need it, then top up my PayAll U Card as needed. I only load what I plan to spend, rather than putting a large amount on the card in advance.
As settlement channels get faster, we can take a more measured approach to spending: check first, top up, then spend. That way, we stay in control.
$USDC #Stablecoins