This is a general announcement. The products and services mentioned here may not be available in your region.

Dear User,

Binance will adjust the cross margin borrowing and transferable collateral ratios for certain assets, as well as the collateral ratios for Unified Accounts and the tiered collateral ratios for Unified Account Pro, at 14:00 (UTC+8) on October 30, 2026. The adjustments are detailed below. This update will take approximately 30 minutes to complete.

Asset

(Unified Account / Cross Margin)

Collateral ratio (before adjustment)

Collateral ratio (after adjustment)

PUMP

50%

60%

POLYX

10%

30%

ONG

10%

30%

Asset (Unified Account Pro)

Before adjustment

After adjustment

Tier

Lower limit (USD)

Upper limit (USD)

Collateral ratio

Tier 

Lower limit (USD)

Upper limit (USD)

Collateral ratio

POLYX, ONG

10

0

50,000

100%

9

0

100,000

100%

50,000

100,000

80%

100,000

250,000

80%

100,000

200,000

50%

250,000

500,000

50%

200,000

400,000

20%

500,000

99,999,999,999

10%

400,000

99,999,999,999

10%

N/A

Note:

  • Updates to the collateral ratios for Cross Margin borrowing and transfers out will only affect the amounts users can borrow and transfer out under Cross Margin;

  • Collateral ratios and leverage multipliers affect the Unified Account maintenance margin ratio (uniMMR). Users should closely monitor their Unified Account maintenance margin ratio to avoid potential liquidation or losses resulting from adjustments to asset collateral ratios and leverage multipliers;

  • There may be discrepancies between the original English announcement and its translations. In case of any discrepancies, please refer to the original English version for the latest and most accurate information.

Notes:

  • Binance Cross Margin Guide

  • Binance Cross Margin Collateral Valuation Haircuts

  • Introduction to Binance Unified Account Mode

  • Binance Unified Account Trading Rules

  • Transfer-In Limits, Position Limits, Leverage, Supported Collateral and Collateral Ratios for Binance Unified Account Mode

Thank you for your support!

The Binance Team

October 27, 2026