Many people still don't believe it. How can holding 0.1 Bitcoin make you a millionaire?
However, in reality, anyone who holds more than 0.1 BTC in their account is basically a big shot with assets at the A7 level or above!
Yongqi shared some data; you can compare it with your own:
1. Over the past three years, I've met with over 130 paid students in person, with assets ranging from A6, A7, and A8. A strange phenomenon has emerged: those at A6 generally feel BTC is too expensive and rarely hold any positions, instead opting for a combination of futures and altcoins. However, those at A7 and A8 invariably hold BTC, at least 0.1 BTC. And those holding 0.1 BTC have the rest of their assets in a combination of ETH and BNB, both of which were essentially traded at private placement prices.
2. Anyone who doesn't hold even 0.1 BTC is unlikely to make big money in this industry; they'll just be a sucker! If you want to make big money in a sector, and you don't delve into the top players, how many people can actually make big money through speculation? The same applies to contracts, leverage, and futures.
3. Holding 0.1 BTC is also a key threshold. Being able to stably hold spot assets is a value investing behavior, pursuing value rather than speculation. First, get started, and then find opportunities where you can consistently make money. This is a very correct and rational investment behavior. This type of person is steady and capable of achieving great success.
We'll only cover these three points, and then we'll look at the data, as data is the most convincing evidence.
This data can actually be divided into four categories:
The first category is addresses with balances of 0 to 0.1 BTC. In fact, many addresses with balances below 0.01 BTC are mostly used for testing or by ordinary users holding a small amount of BTC; addresses used for transaction change, temporary receipts, or small payments; they may also be legacy addresses, test addresses, or small balances that have not been used for a long time.
The conclusion for this type of situation is: retail investors may seem large, but they lack financial strength!
The second category: 0.1 to 1 BTC, an important observation range for ordinary cryptocurrency holders.
Number of addresses: 3,479,400 · Holdings: 1,062,900 BTC · Represents 5.29% of total BTC
This group consists of relatively active traders who have funds and a relatively rational value investing philosophy. Most of them will quickly hold at least 1 BTC.
Category 3: Medium to large holdings of 1-100 BTC, worth close monitoring.
Number of addresses: 949,980 · Holdings: 6,256,800 BTC · Represents 31.13% of total BTC
This group includes early Bitcoin believers, as well as some trading institutions, miners, corporate investors, and whale investors. A notable characteristic of this group is that they use smart wallets.
The movements of these people often tell us about major trends and directions, because this group consists of the smartest people in the market, and their Bitcoin growth is mostly achieved through trading.
Category 4: 100-10000 BTC, the true whale observation range.
Number of addresses: 20,330 · Holdings: 9.4732 million BTC · Represents 47.13% of total BTC
In other words, this single address corresponds to nearly half of the BTC.
This category may include: large individual investors and early holders of the BTC (like Bao Erye); professional trading institutions and asset management institutions; hot wallets, cold wallets and other custodial accounts of exchanges; and other enterprises or organizations holding large amounts of BTC.
This type of person usually doesn't make any moves for a long time. They are financially independent and only trade about once a year on average.
Addresses holding more than 10,000 BTC are mostly exchange reserve accounts, institutional wallet addresses, or early Bitcoin enthusiasts! They mostly entered the market before 2016.
To summarize:
92.55%: Addresses holding less than 0.1 BTC. These addresses make up the vast majority of the total number of addresses, but correspond to only about 1.63% of the total BTC.
78.26%: BTC held by addresses holding 1 BTC or more, with approximately 31.13% coming from the 1–100 BTC group and approximately 47.13% coming from the 100–10,000 BTC group.
14.82%: 87 addresses holding more than 10,000 BTC. The number of addresses is very small, but they hold a total of about 2.98 million BTC.
As of October 25, 2026, the top 100 Bitcoin addresses held a total of approximately 3.1016 million BTC, representing 14.77% of the theoretical total supply of 21 million Bitcoins and approximately 15.43% of the BTC already mined at that time.
These addresses are mostly the reserve addresses of exchanges, or the reserve addresses of exchange fund accounts and institutions.
After reviewing the data, let's see if holding 0.1 BTC qualifies you as a millionaire.
The key point of this data is not whether you can come up with 0.1 BTC, but whether you have a complete value investing system to support your investments!
0.1 BTC would be worth around 55,000 RMB in 2026. There are very few people who can consistently set aside that amount of money for value investing, because the current economic environment is so bad!
In the future, will 1 BTC still be 1 BTC?
In terms of quantity, 1 BTC will always be 1 BTC.
But in terms of purchasing power, will 1 BTC in the future be the same as 1 BTC today? Bitcoin is still Bitcoin; the total supply limit of 21 million coins has not changed.
What has truly changed is the yardstick we use to measure it.
As fiat currency continues to be issued, purchasing power may be eroded by inflation; as the economy grows and asset prices rise, real estate, stocks, and various financial assets may also accumulate bubbles during the expansion of liquidity.
As nominal prices continue to inflate globally, are we becoming richer, or is our money becoming less and less valuable?
This is the most thought-provoking question in the Bitcoin narrative.
Bitcoin's scarcity does not mean its price will rise indefinitely. It will still experience bull and bear cycles, liquidity contractions, and dramatic fluctuations due to market sentiment.
However, from a long-term perspective, it attempts to provide a value measure that is different from fiat currency: the total amount has an upper limit, the issuance rules are public, and it does not rely on a single institution to arbitrarily increase the amount.
Therefore, the real question worth asking is not: Is 1 BTC always equal to 1 BTC?
The question is: ten years from now, how much purchasing power will the same 1 BTC still buy? And how much purchasing power will the fiat currency we hold today retain?
Bitcoin will not necessarily appreciate in value just because fiat currency depreciates. However, as people become more concerned about currency dilution, asset preservation, and long-term wealth storage, the value of limited supply will truly enter the market's pricing logic.
Time will not guarantee that BTC will rise, but it will make us constantly re-examine what is the true unit of measurement for wealth.
To further motivate everyone to accumulate cryptocurrency, Yongqi composed a poem: (Qinyuanchun - Bitcoin)
We hope all you cryptocurrency enthusiasts will give us your support!
(To the tune of Qinyuanchun - Bitcoin)
A digital deluge, on-chain storms, and a multitude of cryptocurrencies vying for dominance.
Mining machines operate day and night, their computing power surging; nodes are scattered like stars, and ledgers flow like a tidal wave.
The total amount is constant, the key is self-protected, and the central defense is impenetrable.
The winds of change rise and fall, and though bull and bear markets may come and go, let us ask the heroes:
I've witnessed a bull market break out at dawn, and even more so, the complete wipeout of leverage overnight.
Alas, chasing high prices and fads leads to the loss of fortunes; panic selling results in widespread desolation.
Whales are shifting their positions, institutions are vying for dominance, and turbulent undercurrents are swirling within the ETF market.
The tides come and go; once the dust settles, we'll discuss who the greatest talents are!
In-depth observation, independent thinking, and value that goes beyond price.
Star #Wall Street Crypto Intelligence Bureau to never miss great content ⭐
Finally: Many of the views expressed in this article represent my personal understanding and judgment of the market and do not constitute investment advice for you.