A few words about on-chain transfers:
Wallet software only checks whether an address is formatted correctly; it can’t tell whether it belongs to the intended recipient. If you enter the wrong person’s address, the transfer can still go through.
Irreversibility is one of the trade-offs of blockchain: no central authority can alter the ledger, so no one can reverse a transfer for you.
Before withdrawing, make sure the recipient supports the network you choose. If the networks don’t match, your coins may be unrecoverable.
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