Can you imagine traveling to Brazil and paying for a coffee, a meal, or your shopping with crypto? ☕🛍️
With Binance Pay and its integration with Pix, this is already possible for eligible users!
Pix is one of the most widely used instant payment systems in Brazil. Thanks to its integration with Binance Pay, you can use cryptocurrencies to make payments that merchants receive directly in Brazilian reais (BRL).
The interesting thing is that merchants don’t need to accept cryptocurrencies or have a crypto wallet.
Here’s how it works. 👇
🔶 Can you pay with cryptocurrency in Brazil using Binance?
Yes! ✅
Binance Pay lets eligible users pay with their cryptocurrencies using Pix.
For example, if you have USDT or BTC and the asset is enabled for payments, you can select it when making a purchase.
What happens to the money?
🔸 You pay using cryptocurrency.
🔸 Binance Pay handles the conversion to Brazilian reais.
🔸 The recipient receives the payment in BRL through Pix.
All of this happens during checkout, so you don’t have to convert your cryptocurrencies manually before making a purchase.
⚙️ How does the Binance Pay integration with Pix work?
It’s simple:
The merchant provides a Pix QR code.
Open Binance Pay and scan the code.
Review the amount shown in BRL.
Select the cryptocurrency you want to pay with.
Confirm the transaction and complete the security check.
✅ That’s it! The merchant receives the payment in Brazilian reais.
Payments are usually completed in seconds, although delays may occur due to issues with the payment network.
📲 How do you pay with cryptocurrency by scanning a Pix QR code on Binance?
If you’re traveling from Argentina to Brazil and have an eligible account, you can use Binance Pay by following these steps:
Step 1️⃣: Open Binance Pay
Log in to the Binance app with your verified account and select Pay.
Step 2️⃣: Scan the QR code
Tap the scan icon and point your camera at the Pix QR code provided by the merchant.
Step 3️⃣: Authorize the service
If this is your first Pix QR transaction, you’ll need to agree to share the name and ID number registered with Binance with the service provider.
Step 4️⃣: Check the amount
The app will show the amount in Brazilian reais. If the QR code doesn’t have a set amount, you’ll need to enter it manually.
Step 5️⃣: Choose the cryptocurrency
Select the available asset you want to pay with and review the exchange rate shown.
Step 6️⃣: Confirm the transaction
Check the recipient, the amount, and the conversion details. Complete the security checks.
Step 7️⃣: Payment complete! 🎉
Once the transaction has been processed, you can view its confirmation on Binance.
📌 Important: For Brazilian users, the process starts at Pay → Pix → Pix QR Code and may require an initial declaration of monthly income.
🌎 Who can use Binance Pay with Pix in Brazil?
Availability depends on your region and verification requirements.
🇧🇷 Users in Brazil
They can use the domestic Pix integration if they have an eligible personal account and have completed identity verification.
Currently, this feature isn’t available for accounts verified only with a passport or without the required CPF information.
🇦🇷 Users in Argentina
Eligible users in Argentina can also make Pix payments in Brazil through Binance Pay.
This is especially useful for tourists who want to use their cryptocurrencies to pay for purchases without converting them to cash first.
They need to have a verified personal account and access to the feature.
🛒 Where can you pay with cryptocurrency using Pix in Brazil?
One of the main advantages is that you don’t need to look exclusively for merchants that accept cryptocurrency.
You can use this method at establishments that accept Pix payments compatible with the service.
Some examples:
🛍️ Shopping: supermarkets, stores, and shops.
🍔 Food and dining: restaurants, cafés, and eateries.
🏨 Tourism: accommodations that accept Pix.
🚕 Transportation: mobility services that offer Pix payments.
☕ Everyday purchases: small businesses with a compatible Pix QR code.
Availability depends on the payment method used by each establishment.
❓ Frequently asked questions about Binance Pay and Pix
🔸 Can I pay with USDT or Bitcoin in Brazil?
Yes, as long as the asset is among the available cryptocurrencies when you make the payment.
The merchant receives BRL, not USDT or BTC.
🔸 How do I use Pix (BRL) through Binance?
Eligible users in Brazil can go to Binance Pay → Pix and choose from the available methods, such as QR codes, Pix keys, or copy-and-paste codes.
Then they select the cryptocurrency, review the transaction, and confirm it.
🔸 How do I use Pix (ARS) through Binance?
Pix operates in Brazilian reais (BRL), not Argentine pesos (ARS).
However, eligible users in Argentina can pay with Pix using their cryptocurrencies through Binance Pay.
The conversion to BRL takes place during the transaction.
🔸 Can tourists pay with Binance Pay through Pix?
Yes. Argentine tourists with eligible, verified accounts can use this feature in Brazil.
It isn’t automatically available to tourists of every nationality.
🔸 Are there limits for users in Argentina?
According to Binance’s official documentation:
Per transaction: 2,000 USDT.
Per day: 2,500 USDT.
Per month: 7,000 USDT.
Limits are subject to change.
🔸 What happens if I receive a refund?
For the Pix service for users in Argentina, refunds are issued in USDT, calculated based on the amount in BRL and the provider’s exchange rate at the time of the refund.
💛 Cryptocurrencies are becoming part of everyday life
The integration of Binance Pay with Pix offers a convenient way to connect cryptocurrencies with traditional payments.
For people living in Brazil or traveling from Argentina, it means having another way to use their digital assets for everyday expenses.
🚀 The usefulness of cryptocurrencies isn’t limited to trading: they can also be part of the way we pay.
💬 Now we’d love to hear what you think:
🇧🇷 Have you used Binance Pay to pay with Pix in Brazil?
👇 Tell us about your experience in the comments!