🟠 The GENIUS Act rules are final, but the OCC has not opened applications. January 18 is the start date, and new exemption guidance shows how an existing issuer could continue minting while a decision is pending. The exemption, not the regulation, determines who stays active. Watch for the application window deadlines and the first approvals.

Will the OCC’s exemption pathway protect existing stablecoin issuers, or merely entrench them while newcomers wait? 👇

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