ChangeNOW strategic partnerships director Martin Masser says crypto platforms need to be useful between trades to become part of customers’ daily financial routines. At TOKEN2049 in Singapore, he cited balance checks, earnings reviews and cross-chain USDT transfers as reasons to return, according to BeInCrypto. Masser said platforms should add relevant services and simplify tasks, while Telegram’s large audience alone does not guarantee users. Stablecoin payments totaled at least $401 billion in the first eight months of 2026, up 42% year over year, but businesses accounted for an estimated 58% to 64% of volume, not establishing widespread consumer spending.