According to Decrypt, XRP developers have released a second amendment to fix the issue while the original uncollateralized lending feature is still awaiting validator approval. The key qualifier is that “the original amendment has not yet been approved.” This means the feature was never activated on the mainnet, and the fix was made before launch. For those following on-chain product tools, the real question isn’t whether it had a bug, but why a ledger known for settlement would build uncollateralized lending into its consensus layer.