【Market Brief】Not a single loan has been issued yet, but the lending protocol on the XRP Ledger has already been patched. Developers have released a second amendment, fixing the original code before launch so a flawed version doesn’t go live. The loans are uncollateralized and fixed-term, with off-chain screening and first-loss capital as a backstop—meaning the risk rests entirely on the screening process. The amendment also needs support from 80% of validators for two full weeks before it can be activated. Is bringing uncollateralized lending on-chain an innovation or a hidden risk? What do you think?
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(Source: Decrypt)
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