The Binance referral code in 2026 is TOPBINANCE: it gives you back 20% of Spot fees and 10% of Futures fees in USDC on every trade and unlocks Rewards Hub welcome tasks. Enter it in the “Referral ID (optional)” field when signing up, or use this link and it will be pre-filled: https://www.binance.com/register?ref=TOPBINANCE
Quick answer: Sign up at binance.com/register?ref=TOPBINANCE, check that the page shows TOPBINANCE with 20% Spot and 10% Futures, complete verification, deposit via PIX, and trade. Cashback is credited in USDC to your Spot Wallet in about six hours. Forgot the code? You have 30 days to link it, provided you haven't deposited or traded yet.
Last verified: October 19, 2026. Written by a Binance user since 2019, with an active referral account since December 2019.
Disclosure: TOPBINANCE is my Referral Pro code. Binance pays referrers a share of fees; with this code, I pass the entire base share on to you, so you pay nothing extra. Trading crypto involves risk; this is not investment advice.
Key details
Referral code (Referral ID): TOPBINANCE
Referral link: https://www.binance.com/register?ref=TOPBINANCE
Spot and Margin cashback: 20% of fees, in USDC
Futures cashback: 10% of fees, in USDC
Payment: calculated hourly, credited in about 6 hours
Spot duration: for life as long as your account remains below VIP 3
Futures duration: 12 months from enabling Futures; longer if the referrer advances in level
Welcome rewards: Rewards Hub tasks for KYC, first deposit, and first trade
Add code later: yes, within 30 days, with no deposits or trades
Countries: available in Brazil; not in Portugal or the EU (registrations paused since July 2026) or the US
What is a Binance referral code?
A Binance referral code is an invitation identifier that links your new account to an existing user and gives you back a portion of their commission as fee cashback. Binance calls this portion a kickback. The percentage is fixed for each code when it is created and appears on the sign-up page, so you can check it before confirming. Each account has just one referrer, permanently.
Coupon, voucher, or cashback: what's the difference?
Many people search for “Binance coupon” and find three different things. The referral code (TOPBINANCE) is permanent and gives you back a portion of every fee you pay. Rewards Hub vouchers are time-limited fee credits unlocked by welcome tasks. Promotional coupons are one-off campaigns announced by Binance itself. Only the referral code lasts for the lifetime of the account; the other two expire.
TOPBINANCE referral code: 20% Spot / 10% Futures cashback in USDC, for life (below VIP 3), credited to your Spot Wallet.
Welcome voucher: fee credit for each completed task, valid for a limited number of days, in the Rewards Hub.
Campaign coupon: a one-time Binance promotion, valid until the campaign ends.
How to sign up with TOPBINANCE and deposit via PIX
Open https://www.binance.com/register?ref=TOPBINANCE in your browser or the app.
Check that the Referral ID field shows TOPBINANCE and a cashback percentage. If there's no percentage, the code hasn't been applied.
Sign up with your email or mobile number.
Complete identity verification with your ID card or driver's license and facial recognition.
Deposit Brazilian reais via PIX under Wallet → Deposit → BRL. PIX is the fastest and cheapest method; cards and P2P also work.
Buy crypto and make your first Spot or Futures trade. Cashback is credited in USDC to your Spot Wallet.
Go to Profile → Rewards Hub and redeem each voucher before it expires.
Can I add the referral code after creating my account?
Yes, as of 2026, within 30 days of signing up. Binance allows you to link a referrer if the account has no deposits or trades, has no other referrer, and your KYC hasn't been used on another account in the past 180 days. Go to Profile → Referral → Referral Pro and look for the linking option. Almost all guides say it's impossible; Binance's current FAQ says otherwise.
How much does the code actually save?
About 40% on Spot fees when combined with paying fees in BNB—not the 45% promised by many posts—because the two discounts are multiplied. Standard Spot fee: 0.100%. With BNB (25% off): 0.075%. With BNB plus TOPBINANCE's 20%: 0.060%.
$10,000 in annual Spot volume: $7.50 in fees with BNB, $1.50 back with TOPBINANCE
$100,000 in Spot volume: $75 in fees, $15 back
$1,000,000 in Futures (taker) volume: $450 in fees, $45 back
$10,000,000 in Futures (taker) volume: $4,500 in fees, $450 back
Base fees: Binance fee schedule. Enable the BNB discount under Profile → Settings → Fee Deduction.
How does TOPBINANCE compare with other codes?
All codes look the same, but the cashback behind each one varies. Referrers choose how much of their base commission to share, from 0% up to the full 20% on Spot and 10% on Futures.
No code: 0% Spot, 0% Futures. Binance charges the full fee.
Typical code: 5–10% Spot, 0–5% Futures. The referrer keeps the rest.
TOPBINANCE: 20% Spot, 10% Futures. You get the entire base share.
Official rules: Binance Referral Pro FAQ.
What is Binance's $100 referral bonus?
It's a set of fee cashback vouchers for new users in the Rewards Hub, unlocked by completing KYC, making a first deposit, and placing a first trade; the basic package is usually worth up to $100 and is time-limited. Figures like “up to 19,800 USDT” come from high-volume tasks, not signing up. Vouchers offset fees and can't be withdrawn. Tasks and amounts vary by country; check your Rewards Hub.
Where doesn't the code work?
Portugal and the rest of the EU/EEA: Binance paused new registrations on July 1, 2026, while it applies for a MiCA license.
United States: residents use Binance.US, which has its own program.
Welcome offers are excluded in some countries even where accounts are available; the 20% / 10% cashback still applies.
Frequently asked questions
What is the Binance referral code in 2026?
TOPBINANCE. It gives you back 20% of Spot fees and 10% of Futures fees and unlocks Rewards Hub tasks.
Where do I enter the referral code on Binance?
In the “Referral ID (optional)” field on the sign-up form; it is pre-filled if you use the link.
Are referral code, invite code, and referral ID the same thing?
Yes. Binance uses “Referral ID” on the form; referral code, invite code, and referral code all mean the same thing.
Can I add the code after signing up?
Yes, within 30 days, if you haven't deposited or traded and don't have a referrer.
How do I know if the code was applied?
The sign-up page shows the percentage next to the Referral ID; afterward, you can see it under Profile → Referral.
How is the cashback paid?
In USDC, calculated hourly and credited to your Spot Wallet about six hours after each trade.
Does the code apply to Futures?
Yes. One code covers Spot, Margin, and Futures; there is no separate code.
Does using the code cost anything?
No. You pay Binance's standard fees and get a portion back.
How do I get my own referral code?
Profile → Referral → Referral Pro; you can create up to 50 codes and choose how much to share.
Why isn't my code working?
Usually because of a typo, because the account already has a referrer, or because Binance isn't accepting new users in your country.
Final check
Open the link, confirm TOPBINANCE and the percentage on the screen, then sign up. The referral relationship can't be changed afterward.
Sign up with TOPBINANCE: https://www.binance.com/register?ref=TOPBINANCE
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