Stablecoin payments totaled $482 billion in the first nine months of 2026, up 45% from a year earlier, while Mastercard, Stripe and Visa each introduced services integrating stablecoins with existing payment systems this week. According to Odaily, payment transactions exceeded 1 billion, a 71% increase year over year, despite little growth in stablecoin circulation during the period.

On-chain stablecoin card spending reached $3.9 billion, 10 times the amount recorded in the same period a year earlier. Purchases under $50 accounted for 84% of the increase in card transactions.

Of the $97.9 trillion in gross transfers during the first three quarters, $2.4 trillion, or 2.5%, represented end-user activity; the $482 billion in payments was measured within that category. In the second quarter, stablecoin card spending accounted for 0.03% of Visa’s $4 trillion in payments.