Gen Z earns 20–40% more than millennials did at the same age, according to a16z data that debunks the doom-and-gloom narrative about young people. Their wallets may be fatter, but don’t rush to call it a bull market—this cohort is into memes and prediction markets, not steady DCA. Fresh money really is flowing in, but its first stop is high-volatility casinos, not BTC.

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