Ripple and Privy Bring Embedded Wallets to XRP Ledger

Ripple and Stripe-owned Privy are bringing embedded wallets to XRP Ledger, letting developers add XRP, RLUSD, and AI agent payment support directly into apps.

If embedded wallets become standard across apps, will users still think of themselves as holding crypto at all, or will the wallet disappear into the background like a payment processor? The same question applies to AI agents: once software can hold and spend RLUSD or XRP through protocols like x402, who is accountable when an agent makes a payment no human directly approved? These are open questions the industry has not yet answered.

https://www.bonuz.xyz/en/blog/ripple-privy-embedded-wallets-xrp-ledger