A field once brimming with promise is now being quietly shelved, one by one, by the very institutions that launched it.
New Zealand’s central bank recently confirmed that it has put its digital currency research on hold. And it’s not alone. Not long ago, the Bank of England also said it wasn’t in a hurry to introduce a digital pound and would wait until 2026 to make a decision. The digital euro in Europe has been repeatedly delayed as well. Even economies that had been pushing ahead enthusiastically have visibly slowed down.
👉 关注我，点击进入聊天室，学习更多策略
Here’s what’s interesting: central banks are clearly having second thoughts about the digital currencies they championed. Meanwhile, privately issued stablecoins are surging. Their market has already grown to hundreds of billions of dollars, making them the default choice for cross-border payments and as a safe haven. Governments have poured resources into creating a one-size-fits-all solution, but users have voted with their feet and chosen what’s already available on the market. One requires layer upon layer of approval, with every transaction under scrutiny; the other works with a quick scan, and no one can stop you from using it.
So here’s the question: are central bank digital currencies an inevitable part of the future, or were they always a false need, disproven by the market?
Which side are you on?
#新西兰央行暂停数字现金研发
New Zealand’s central bank recently confirmed that it has put its digital currency research on hold. And it’s not alone. Not long ago, the Bank of England also said it wasn’t in a hurry to introduce a digital pound and would wait until 2026 to make a decision. The digital euro in Europe has been repeatedly delayed as well. Even economies that had been pushing ahead enthusiastically have visibly slowed down.
👉 关注我，点击进入聊天室，学习更多策略
Here’s what’s interesting: central banks are clearly having second thoughts about the digital currencies they championed. Meanwhile, privately issued stablecoins are surging. Their market has already grown to hundreds of billions of dollars, making them the default choice for cross-border payments and as a safe haven. Governments have poured resources into creating a one-size-fits-all solution, but users have voted with their feet and chosen what’s already available on the market. One requires layer upon layer of approval, with every transaction under scrutiny; the other works with a quick scan, and no one can stop you from using it.
So here’s the question: are central bank digital currencies an inevitable part of the future, or were they always a false need, disproven by the market?
Which side are you on?
#新西兰央行暂停数字现金研发