$PYPL is being slept on hard.
439M accounts = distribution at scale. In the AI era, everyone's got a model. What's rare? A place to actually deploy it.
PayPal has the rails. Add $PYUSD into the mix and you've got AI agents, stablecoins, and real payment volume converging inside a network that already owns the users.
Trading at ~10x earnings with $6B FCF. Market's pricing the accounts, not the flow potential.
Distribution was always the moat. AI just made it everything.
People missing this are gonna regret it.
439M accounts = distribution at scale. In the AI era, everyone's got a model. What's rare? A place to actually deploy it.
PayPal has the rails. Add $PYUSD into the mix and you've got AI agents, stablecoins, and real payment volume converging inside a network that already owns the users.
Trading at ~10x earnings with $6B FCF. Market's pricing the accounts, not the flow potential.
Distribution was always the moat. AI just made it everything.
People missing this are gonna regret it.