Imagine you have just 100 USDT and want to invest them in tokenized stocks for dividends.

Which should you choose: tech giant Apple, Google, chipmaker Qualcomm, or legendary IBM?

At first glance, it may seem that a company's fame should also mean good dividends.

But that’s not always the case! 👀

Let’s compare.

📊 1. How much do companies pay their shareholders?

Let’s use the latest confirmed quarterly dividends for 2026:

🔵 IBM ($IBMB ) — $1.69 per share.

🟣 Qualcomm ($QCOMB ) — $0.92 per share.

⚪ Apple ($AAPLB ) — $0.27 per share.

🟢 Alphabet (GOOGLB) — $0.22 per share.

Interestingly, IBM pays almost eight times more per share than Alphabet.

But does that mean IBM is eight times more profitable?

No!

After all, the shares themselves have different prices.

💵 2. What would we get by investing 100 USDT?

For a fair comparison, we need to consider the dividend yield—the payout amount relative to the share price.

For illustration, we’ll use approximate annual yields calculated from historical dividends and market prices. This is not a guaranteed forecast.

Company| Indicative annual yield| Gross income from $100 over one year

IBM| ~2.2%| $2.20

Qualcomm| ~2.2%| $2.20

Apple| ~0.4%| $0.40

Alphabet| ~0.3%| $0.30

This means IBM and Qualcomm may generate several times more dividends relative to the amount invested than Apple or Alphabet.

However, these are approximate historical benchmarks, not yields fixed as of the publication date.

🧮 3. How much will be left after taxes?

Let’s assume 30% is withheld from dividends.

The calculation for a 100 USDT investment would then be:

Company| Before withholding| After hypothetical 30% withholding

IBM| $2.20| $1.54

Qualcomm| $2.20| $1.54

Apple| $0.40| $0.28

Alphabet| $0.30| $0.21

This is a full-year calculation, assuming dividends are maintained and the basis for calculating the yield remains unchanged.

Actual withholdings on bStocks may differ. In addition, fees, expenses, price changes, and potential tax liabilities for the investor are not taken into account.

🪙 4. How are dividends credited on Binance?

Unlike traditional cash payouts, Binance reinvests net dividends in the relevant bStocks.

After applicable taxes and expenses are withheld, the investor receives additional fractions of tokenized shares.

For example, if you hold IBMB, the number of your tokens may increase after a dividend is credited.

This means the dividend received remains invested in the same asset.

But this does not guarantee that the portfolio’s value will grow.

📉 5. Are high dividends always the best choice?

Not necessarily.

Let’s imagine two scenarios.

Investor A buys IBM worth 100 USDT and hypothetically receives a net dividend equivalent of $1.54 over the year.

But the asset’s price falls by 10%.

The approximate result before trading costs is a loss of $8.46.

Investor B buys Apple worth 100 USDT and receives just $0.28 in dividends.

But the asset’s value increases by 12% over the year.

The approximate result is a profit of $12.28.

Both scenarios are hypothetical, but they illustrate an important principle:

Dividend yield is only one component of an investment’s total return.

🏆 6. So which company should you choose?

If the only goal is dividends, IBM and Qualcomm look more attractive than Apple and Alphabet based on the historical benchmarks used here.

If, however, an investor is primarily counting on share price growth, the comparison will be quite different.

When choosing bStocks, you should consider:

🔹 The dividend yield relative to the current price.

🔹 The regularity and sustainability of payouts.

🔹 The company’s financial health.

🔹 Token liquidity and trading costs.

🔹 The risk of price changes after the ex-dividend date.

🔹 The terms for distributing dividends on Binance.

One more important detail: bStocks do not provide direct ownership of company shares, and the availability of these instruments depends on the jurisdiction.

#bStocks #Qualcomm #Apple #Google #BinanceSquare #Investing