🌱 A THOUGHT ABOUT 10 MILLION A YEAR AND THE 10-YEAR JOURNEY
I used to think I needed 100 million dong to have enough capital to invest seriously.
But then I asked myself: Why wait until I have 100 million to get started, when I can start with 10 million a year?
10 million per year means 50 million in accumulated principal after 5 years. After 10 years, that’s 100 million, not including any investment gains or losses.
That amount may not be enough to change my life right away, but at least I’ve started building a financial foundation for the future instead of waiting until I have a lot of money.
⏳ Why does one month seem more appealing than 10 years?
When I got involved in the crypto market, I realized that price fluctuations can easily affect my emotions.
When a coin’s price goes up, I get excited. When it drops, I start to worry. Then I see another coin going up and wonder whether I should switch to it.
We want to build wealth over the long term, but sometimes we expect the market to prove us right in just a few weeks.
DCA can help me spread my investment over time, but it doesn’t guarantee returns. What I need to learn is risk management, patience, and how to review my plan when circumstances change.
Instead of focusing only on the results of one month, perhaps I should look at what I’m building year by year.
📈 Growing my investment capital can sometimes start with my own work
I also ask myself: If I can set aside 10 million to invest this year, could I increase that amount to 12 million or 15 million next year?
That doesn’t necessarily have to come from finding a coin that surges in value. It can also start with the work I’m already doing.
Do a good job to create opportunities to increase my income. Learn new skills to expand my capabilities. Take on additional projects that suit me or look for another source of income.
When I can help others solve problems and create value they need, I also have more opportunities to earn money from the things I do well.
That could mean learning a foreign language to reach more clients, learning design or video editing for content creators, or using AI tools to save time and work more efficiently.
Of course, learning a new skill doesn’t mean I’ll earn money right away. I still need time to practice, improve, and find the right opportunities.
But if my income increases, I can set some of it aside to save and invest more.
Instead of only looking for a coin that could quickly grow my capital, I can also find ways to earn more from the things I do well.
🌻 What if I look back 10 years from now?
I think what matters isn’t just how much money is in my investment account after 10 years.
It’s also about what I’ve learned over those 10 years, whether my career has progressed, whether my earning potential has improved, and how much I’ve grown as a person.
I don’t know what the crypto market will be like in 10 years. But I understand that my income, how I manage my money, and the decisions I make also play a very important role in my future.
I want to build wealth while also developing my own abilities. Because if I have capital but don’t know how to manage it, I could still lose what I’ve accumulated. But with more knowledge, skills, and experience, I’ll have more options to keep moving forward.
In the end, I believe I’ll find a way out of poverty through my own efforts, abilities, and what I have.
I don’t need to force myself to follow the crowd, and I don’t need to wait until I have a lot of money to get started.
Whether it’s 10 million a year or 1 million, either is fine.
What matters isn’t how much I start with, but understanding what I’m doing, continuing to learn, steadily improving my income, and persevering as I build my own future. 🌱
Wishing you the same—keep it up <3