Why is an address alone not enough when depositing some coins?
For convenience, many exchanges let multiple users share the same deposit address, then use a Memo or Tag to identify who each deposit belongs to.
When withdrawing from an exchange to a personal wallet, you can leave the Memo blank if the recipient doesn’t require one. Don’t enter one at random.
When depositing $XRP to an exchange, you generally need to enter both the address and the destination tag (Tag). Current price: 1.4144.
Have you ever misunderstood this too?

#XRP