If you're also wondering, “It’s 2026—can you still buy Bitcoin?”, don’t rush to guess where the top or bottom is. I’m no trading expert, so here’s a practical approach for everyday investors: don’t bet on a single coin, and don’t spend all your bullets at once.

My personal view is that July 2026 could be a good time to start monitoring the market and building positions in stages, but that doesn’t mean blindly chasing a rally. What’s really worth considering isn’t simply “whether to buy,” but how to divide your holdings among core, aggressive, and watchlist positions so that one bad call doesn’t leave you stuck.

I opened new positions totaling around $480,000 this time: $BTC $200,000 in BTC, $SOL $150,000 in SOL, $ETH $80,000 in ETH, and $50,000 in HYPE. The strategy behind this portfolio is straightforward: BTC is the core holding, SOL and ETH take on the higher-volatility, more aggressive roles, and HYPE is just a smaller position to explore its potential.

For everyday investors, you can follow this order:

1. Set your total budget first. Use only money you can afford to see fluctuate and won’t need in the short term. Don’t use leverage.

2. Keep the bulk of your investment in core holdings, and limit your position in more volatile coins. Don’t suddenly change your allocation just because a particular coin has been getting more attention lately.

3. Invest in stages, and set dates in advance to review your plan. My own plan is to hold and monitor my investments for a year, rather than letting short-term price swings dictate my decisions every day.

Next, I’ll be keeping a close eye on developments in the U.S. AI sector. I still believe U.S. AI stocks could continue to rise, but my holdings related to Microsoft and Meta have also made me feel the pressure of volatility at elevated levels. Over the next one to two years, if the AI sector sees a significant deflation of the bubble, risk appetite and capital flows could shift again. That might create an opportunity to reassess the crypto market, but it’s not a certainty.

I’m checking the markets now not to chase a single bullish candle, but to compare the relative strength of BTC, SOL, and ETH, and see whether my portfolio is too concentrated.

For today, just do one thing: write down your total budget, allocation percentages, and review date. Then decide whether to place your first order.

Bitcoin #加密市场 #AssetAllocation