🚨 10 BTC for whole life insurance? A death benefit of 15.8 BTC!\nIf you had 10 BTC, would you keep holding it, or use it to buy whole life insurance “denominated in BTC”? 🤔\n\nRecently, Bitcoin life insurance company @meanwhile, which just raised $37.5 million, has been exploring a fascinating idea:\n\n👉 Pay premiums in BTC \n👉 Your family receives a death benefit in BTC \n👉 While you’re alive, you can also borrow BTC against your policy \n\nSounds a little complicated? Don’t worry—we’ll break it down for you 👇\n\n🪙 What can 10 BTC get you?\n\nTake the example of a 45-year-old, non-smoking man:\n\nIf he pays a single premium of 10 BTC for a whole life policy, his beneficiaries could receive a payout equal to 158% of that amount if he dies.\n\nThat means his family could ultimately receive 15.8 BTC. 💰\n\nThe key point is that everything—from premiums to payouts—is denominated in BTC.\n\nIf BTC continues to rise in the future, the policy’s value in U.S. dollars may rise too. Of course, if BTC falls, you’ll also bear the associated price volatility risk.\n\n💸 Changed your mind? You can surrender the policy\n\nEven if you change your mind after buying the policy, you won’t necessarily lose everything you paid.\n\nAccording to the example, the policy’s cash surrender value is approximately:\n\n🔸 Initial surrender value: 8.5 BTC \n🔸 Surrender value in year 5: 10.2 BTC \n🔸 Surrender value at age 70: 12.3 BTC \n\nIn other words, the policy’s cash value gradually increases the longer you hold it.\n\nHowever, the actual amounts depend on factors such as the policyholder’s age and health, as well as the product’s terms. They won’t be exactly the same for everyone. 📄\n\n🏦 Can you borrow BTC against the policy?\n\nHere’s another interesting feature: once the policy has been active for a year, you can borrow against it.\n\nYou can borrow up to 90% of the policy’s cash surrender value in BTC. The current annual interest rate is 3%.\n\nThere’s no fixed repayment schedule. ⏳\n\nIf you never repay the loan, the outstanding principal and interest will be deducted from the final death benefit.\n\nPut simply:\n\nYou can keep your life insurance coverage while accessing some of the liquidity in your policy early. 🔄\n#比特币寿险公司Meanwhile融资3750万美元