The XRP Ledger activates institutional-grade privacy at 21:25 UTC.
The PermissionDelegationV1_1 amendment lets firms assign up to 10 permissioned roles to third-party apps without exposing master keys. It lands alongside the ConfidentialTransfer rollout: EC-ElGamal encryption plus zero-knowledge proofs that hide Multi-Purpose Token balances and amounts while keeping every transaction verifiable on the public ledger. Native XRP stays fully transparent. The privacy layer covers MPTs, the standard built for tokenized assets and stablecoins.
The on-chain usage explains why Ripple is building this. XRPL-based AI-agent transactions have now passed 11 million, Ripple engineering disclosed at XRP Seoul 2026, and Ripple president Monica Long said future tokenized-asset volume will settle predominantly on public blockchains. Banks will not broadcast their full deal flow to a public ledger, and they will not trust weaker sidechains for settlement. Confidential transfers split the difference: private amounts, public settlement, with issuers able to name auditors who can decrypt for compliance. That is the exact compromise regulators can accept, and it arrives as the native lending protocol vote moves toward validators.
The ledger is being rebuilt from a payments rail into institutional infrastructure. Whether institutions actually move is the open question.
Follow for the coverage.
$XRP $BTC
The PermissionDelegationV1_1 amendment lets firms assign up to 10 permissioned roles to third-party apps without exposing master keys. It lands alongside the ConfidentialTransfer rollout: EC-ElGamal encryption plus zero-knowledge proofs that hide Multi-Purpose Token balances and amounts while keeping every transaction verifiable on the public ledger. Native XRP stays fully transparent. The privacy layer covers MPTs, the standard built for tokenized assets and stablecoins.
The on-chain usage explains why Ripple is building this. XRPL-based AI-agent transactions have now passed 11 million, Ripple engineering disclosed at XRP Seoul 2026, and Ripple president Monica Long said future tokenized-asset volume will settle predominantly on public blockchains. Banks will not broadcast their full deal flow to a public ledger, and they will not trust weaker sidechains for settlement. Confidential transfers split the difference: private amounts, public settlement, with issuers able to name auditors who can decrypt for compliance. That is the exact compromise regulators can accept, and it arrives as the native lending protocol vote moves toward validators.
The ledger is being rebuilt from a payments rail into institutional infrastructure. Whether institutions actually move is the open question.
Follow for the coverage.
$XRP $BTC