The $10,000 threshold for transfers to private wallets has been scrapped
Crypto’s biggest opponent in 2026 isn’t the bears—it’s regulators. And this time, for the first time, they’ve backed off: the $10,000 threshold for transfers to private wallets has been scrapped. In the past, transferring more than $10,000 worth of crypto to your own private wallet could trigger a reporting requirement. That rule has now been dropped.
Meanwhile, Raoul Pal said this week that money is starting to flow back into crypto from AI. AI and crypto have always been competing for the same pool of money. Capital shifts toward whichever sector has the more compelling story at a lower price.
Here’s where three coins stand. XRP is currently at $1.45, still unable to break above the resistance at $1.59, with escrow releases worth around $700 million looming overhead. SUI has set a record by pushing single-chain validator throughput to 40 million transactions per second—but having a wide pipe is one thing; whether there’s any water flowing through it is another. ZEC has fallen back below $1,348, while the Winklevoss family’s Zcash-focused fund is moving in the opposite direction, filing paperwork with the SEC to pursue a Nasdaq listing.
Here’s my take: the money hasn’t left—it’s moving house, from counters where someone’s watching to blockchains where no one is. Every obstacle removed from the path to self-custody gives money the confidence to take another step. I don’t think it’s a coincidence that all these moves happened in the same week.
Lately, I’ve been hanging around Old Ma’s Little Dog. Its popularity is more honest than its price: wherever the money crowds in, that’s where the action is. Ripple’s escrow door will open again before the end of the month. If XRP is still stuck around $1.59, you can say I got it wrong.
🐶 Come check out Old Ma’s Little Dog with us ✨🚀
Crypto’s biggest opponent in 2026 isn’t the bears—it’s regulators. And this time, for the first time, they’ve backed off: the $10,000 threshold for transfers to private wallets has been scrapped. In the past, transferring more than $10,000 worth of crypto to your own private wallet could trigger a reporting requirement. That rule has now been dropped.
Meanwhile, Raoul Pal said this week that money is starting to flow back into crypto from AI. AI and crypto have always been competing for the same pool of money. Capital shifts toward whichever sector has the more compelling story at a lower price.
Here’s where three coins stand. XRP is currently at $1.45, still unable to break above the resistance at $1.59, with escrow releases worth around $700 million looming overhead. SUI has set a record by pushing single-chain validator throughput to 40 million transactions per second—but having a wide pipe is one thing; whether there’s any water flowing through it is another. ZEC has fallen back below $1,348, while the Winklevoss family’s Zcash-focused fund is moving in the opposite direction, filing paperwork with the SEC to pursue a Nasdaq listing.
Here’s my take: the money hasn’t left—it’s moving house, from counters where someone’s watching to blockchains where no one is. Every obstacle removed from the path to self-custody gives money the confidence to take another step. I don’t think it’s a coincidence that all these moves happened in the same week.
Lately, I’ve been hanging around Old Ma’s Little Dog. Its popularity is more honest than its price: wherever the money crowds in, that’s where the action is. Ripple’s escrow door will open again before the end of the month. If XRP is still stuck around $1.59, you can say I got it wrong.
🐶 Come check out Old Ma’s Little Dog with us ✨🚀
