The ECB is stepping up its push for a digital euro, arguing it is essential to prevent financial fragmentation across the bloc. Officials stress that a central bank digital currency isn't meant to sideline commercial banks, but rather to secure their integration into a modern monetary framework. While traditional institutions may fear disintermediation, the European regulatory push shows that digital fiat is becoming an inevitable reality for the future of European banking and payments. $EUR #ECB #CBDC #Regulation