$QQQI.ETF $QQQI
QQQI, a Nasdaq-100 fund that pays dividends

Described by Reddit users as “the ultimate stock for financial freedom”

It currently pays an exceptionally high annual dividend yield of 10%–12%, with distributions made monthly. In other words, if you saved up 500,000 yuan and invested it all in QQQI, you’d receive 5,000 yuan in passive income each month—enough to live comfortably in many cities if you’re single.

Note that this is QQQI, not QQQ. It’s an actively managed ETF that won a fund award in 2025. The idea is that while the ETF tracks the Nasdaq-100 via QQQ, the fund manager uses options strategies such as covered calls to “collect rent.” Each month, the fund sells options against its stock holdings to earn premiums, generating additional cash flow.