U.S. ICBA Sues the OCC, Accusing It of Granting Trust Bank Charters to Crypto Companies Beyond Its Authority

Foresight_News · 2026-10-03T01:33:02.000Z

Foresight News According to CoinDesk, the Independent Community Bankers Association (ICBA) in the United States has sued the Office of the Comptroller of the Currency (OCC), accusing it of exceeding the scope of authority granted by the National Bank Act when granting national trust bank charters to crypto companies, and allowing the relevant companies to enter the U.S. banking system while keeping their requirements for capital, liquidity, supervision, and FDIC insurance below those of community banks. In recent years, the OCC has granted or approved trust bank charters for crypto firms such as Coinbase, Circle, Crypto.com, and WLFI. The ICBA previously also opposed the stablecoin provisions of the CLARITY Act.

Foresight News 消息，据 CoinDesk 报道，美国独立社区银行家协会（ICBA）起诉美国货币监理署（OCC），指控其在向加密公司授予国家信托银行牌照时超越《国家银行法》授权范围，并使相关公司在资本、流动性、监管及 FDIC 保险等要求低于社区银行的情况下进入美国银行体系。近年来 OCC 已向 Coinbase、Circle、Crypto.com、WLFI 等加密企业授予或批准信托银行牌照，ICBA 此前也曾反对《CLARITY Act》的稳定币条款。