˗ˋˏ🤬🤑ˎˊ˗ 📢 THE AMERICAN BANKER HAS JUST FINISHED DETAILING WHAT TOKENIZATION NEEDS TO SCALE, AND I IMMEDIATELY THOUGHT OF $XRP ➢ $XLM 📌
🚨 Elizabeth St-Onge (TD Securities) summarized the real challenge of tokenization in a few words: scale, distribution, network, interoperability, reach. It sounds technical, but the point is simple — putting a title or a fund onchain is just the first step. Someone has to buy it, pay for it, move collateral, exchange currencies, and give access to investors from different countries.
Every tokenized market needs two things working together: the asset and the money moving around it.
TD is already testing this future: It moved real dollars through Project Agorá, participates in Project Samara (with the Bank of Canada, RBC and Export Development Canada) for issuing tokenized securities and real-time settlement, and six major Canadian banks are exploring tokenized deposits in CAD.
This connects directly with XRPL and Stellar:
📌 XRPL: It already combines regulated assets and payments within the same ecosystem. The Brazilian CSD BR operates live with BTG Pactual fund shares on the network; Guggenheim brought digital commercial paper; Aviva Investors works with #Ripple💰 in tokenized funds: $ONDO brought tokenized exposure to the Treasury. On the money side: XRP, RLUSD, Ripple Payments, stablecoins, and institutional FX infrastructure.
📌 Stellar: Franklin Templeton has been operating a regulated fund on the network for years. Stellar already totals +US$ 2B in tokenized RWAs and US$ 5.5B in stablecoin volume just in Q1. MoneyGram provides global access to cash, and DTCC plans to connect tokenized assets directly to the network in the first half of 2027.
👀 A regulated central depositary in Brazil already uses XRPL: The other network is being connected to the DTCC—both built to move value, not just record it. #Xrp🔥🔥 connects assets via auto-bridging: #XLM sustains fees and liquidity via path-payments. The next tokenization race will be about who already has the network ready to move the tokens.
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🚨 Elizabeth St-Onge (TD Securities) summarized the real challenge of tokenization in a few words: scale, distribution, network, interoperability, reach. It sounds technical, but the point is simple — putting a title or a fund onchain is just the first step. Someone has to buy it, pay for it, move collateral, exchange currencies, and give access to investors from different countries.
Every tokenized market needs two things working together: the asset and the money moving around it.
TD is already testing this future: It moved real dollars through Project Agorá, participates in Project Samara (with the Bank of Canada, RBC and Export Development Canada) for issuing tokenized securities and real-time settlement, and six major Canadian banks are exploring tokenized deposits in CAD.
This connects directly with XRPL and Stellar:
📌 XRPL: It already combines regulated assets and payments within the same ecosystem. The Brazilian CSD BR operates live with BTG Pactual fund shares on the network; Guggenheim brought digital commercial paper; Aviva Investors works with #Ripple💰 in tokenized funds: $ONDO brought tokenized exposure to the Treasury. On the money side: XRP, RLUSD, Ripple Payments, stablecoins, and institutional FX infrastructure.
📌 Stellar: Franklin Templeton has been operating a regulated fund on the network for years. Stellar already totals +US$ 2B in tokenized RWAs and US$ 5.5B in stablecoin volume just in Q1. MoneyGram provides global access to cash, and DTCC plans to connect tokenized assets directly to the network in the first half of 2027.
👀 A regulated central depositary in Brazil already uses XRPL: The other network is being connected to the DTCC—both built to move value, not just record it. #Xrp🔥🔥 connects assets via auto-bridging: #XLM sustains fees and liquidity via path-payments. The next tokenization race will be about who already has the network ready to move the tokens.
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