This image shows a ₹5,000 monthly SIP at an assumed 12% annual return:

10 years: Invested ₹6 lakh → ₹11.5 lakh

20 years: Invested ₹12 lakh → ₹50 lakh

30 years: Invested ₹18 lakh → ₹1.75 crore

The main point is the effect of compounding over a long period—the later years contribute a much larger share of the final value.

These are projections, not guaranteed returns; actual investment returns can vary.