Applications open Sep 28 → close Nov 9 17:00 CET for next innovation platform — work Jan-June 2027 — open to fintechs, PSPs, merchants, technical vendors, consumer orgs, public institutions, research institutes — joint entries encouraged (merchant + PSP)*#EarningsSeason #BitwiseLaunchesFirstSpotNEARETF
- *Two tracks:*
1. *Experimentation (Jan-June 2027): Build prototypes on digital euro core — 4 areas: e-receipts integrated in payment apps with privacy, multi-payer/multi-payee transactions, conditional payments that work across providers, value-added front-end features — each submits PoC + outcome report, subset presents at Frankfurt HQ, findings may shape future enhancements*
2. *Exploration (workshops H1 2027 at ECB Frankfurt): AI-enabled payments — AI agents transacting with each other, micropayments, machine-to-machine, plus public services (transport, utilities, smart city, inclusion, resilience) — must address privacy by design, user control, data protection — tests do NOT mean autonomous AI payments will be in final digital euro*
- *Separate pilot: 36 banks/payment firms selected — Revolut, Stripe Technology Europe, Deutsche Bank, UniCredit, Adyen, SumUp etc — 12-month pilot starts H2 2027 testing P2P, in-store, online, mobile — test euro has no legal tender status*
- *No issuance yet: Final digital euro still needs EU legislation + ECB issuance decision*
*BREAKING 🚨 ECB opens digital euro innovation platform Sep 28 for AI-powered + M2M trials 🚀 Apps til Nov 9 — experimentation Jan-June 2027: e-receipts, multi-party, conditional payments — workshops H1 2027: AI agents, micropayments, machine-to-machine — 36 banks (Revolut, Stripe, Deutsche) in separate 12-month pilot H2 2027 — issuance still needs EU law ⚡ $ESPORTS $MOVR $SOON
- *Two tracks:*
1. *Experimentation (Jan-June 2027): Build prototypes on digital euro core — 4 areas: e-receipts integrated in payment apps with privacy, multi-payer/multi-payee transactions, conditional payments that work across providers, value-added front-end features — each submits PoC + outcome report, subset presents at Frankfurt HQ, findings may shape future enhancements*
2. *Exploration (workshops H1 2027 at ECB Frankfurt): AI-enabled payments — AI agents transacting with each other, micropayments, machine-to-machine, plus public services (transport, utilities, smart city, inclusion, resilience) — must address privacy by design, user control, data protection — tests do NOT mean autonomous AI payments will be in final digital euro*
- *Separate pilot: 36 banks/payment firms selected — Revolut, Stripe Technology Europe, Deutsche Bank, UniCredit, Adyen, SumUp etc — 12-month pilot starts H2 2027 testing P2P, in-store, online, mobile — test euro has no legal tender status*
- *No issuance yet: Final digital euro still needs EU legislation + ECB issuance decision*
*BREAKING 🚨 ECB opens digital euro innovation platform Sep 28 for AI-powered + M2M trials 🚀 Apps til Nov 9 — experimentation Jan-June 2027: e-receipts, multi-party, conditional payments — workshops H1 2027: AI agents, micropayments, machine-to-machine — 36 banks (Revolut, Stripe, Deutsche) in separate 12-month pilot H2 2027 — issuance still needs EU law ⚡ $ESPORTS $MOVR $SOON
