圣克斯Lucky1688

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On 9/29, we continued to focus on the following core innovation and transformation directions in underlying technical architecture, compliance tooling, and asset operation models:
1. Deep integration of Zero-Knowledge Identity (ZK Identity) with on-chain compliance
Innovation highlights: To address the conflict between decentralization and regulatory compliance, the industry in late September intensively discussed and advanced the practical deployment of ZK KYC (zero-knowledge proof identity verification) technologies.
Technical value: Exchanges, stablecoin issuers, and licensed DeFi (Permissioned DeFi) began using ZK proofs to verify eligibility for on-chain compliance without disclosing users’ sensitive privacy data (such as real names, nationality, and other original document details). This enables users to generate a credential once and reuse it across multiple Web3 services, significantly reducing the risk of privacy data leakage.
2. Scaling experiments for tokenized interbank deposits (Tokenized Deposits)
Innovation highlights: In the convergence of traditional finance and Web3, leading banks in multiple countries (e.g., UK-based Barclays, NatWest, HSBC, and Canadian banking institutions) collectively announced or tested cross-bank tokenized deposit networks in late September.
Technical value: By leveraging blockchain technology to tokenize traditional fiat currency deposits, interbank settlement is shifting from conventional T+1 or lengthy wire transfers toward “instant settlement,” representing a substantive step of traditional finance toward on-chain financial infrastructure.
3. Exchange asset account architecture reform: physical isolation of crypto and tokenized stocks (bStocks)
Innovation highlights: Represented by Binance, a leading exchange, which in late September (starting from 9/29) promoted the split of the Funding Account and the Spot Account, as well as the introduction of a separate “Stocks Account.” Platform-level account architecture is evolving.
Technical value: With the explosive growth of RWA businesses such as tokenized stocks (bStocks), compliant on-chain assets and non-standard/traditional brokerage activities (e.g., T+1 stock settlement via Alpaca) require stricter isolation and independent clearing systems. This account restructuring marks the next stage of super apps moving from “pure crypto trading” to “multi-asset integrated finance (Crypto + Tokenized Equities).”

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✨ Light up the night sky—how about we create a galaxy together! ✨

Witness how the “Galaxy Community” takes root from a simple idea into reality—there are emotions and surges in my heart that are hard to put into words.
Creating a community isn’t just about building a platform for interaction; it’s also about gathering all the “like-minded souls” and co-creating a set of values and culture that we all recognize and share.

🌌 What we want to build is a place like this:
💡 People-first: the core of the community isn’t a framework—it’s every unique “you.”
🤝 Sincere inclusion: here, there’s an atmosphere of genuine communication and acceptance, where different ideas collide and burst into sparks.
🌱 Continuous growth: it’s a warm long-distance run. We encourage sharing, learning from one another, and empowering each other.

The birth of a new community is a brand-new starting point. Even though starlight is beautiful, it needs you and me to light it up together. If you’re also longing for a spiritual home that’s full of warmth, has value, and allows free exchange—
🚀 We sincerely invite those who are truly aligned with us to join the Galaxy Community!
Let’s build it together with one heart, and find the companions who belong with you here! 👇

@Ding Dang Doraemon