Why can Cashea offer installments and banks can’t? 👎

Many think that Venezuelan banking didn’t see the opportunity that Cashea took, but the economic and regulatory reality is different: legal reserve requirements.

While fintechs operate with different business models, traditional banks face strict regulation that prevents them from lending their capital freely. It’s not a lack of will—it’s a structural barrier.

If you want to understand how money and credit move in Venezuela

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