🤔 You're in your 20s—what would you do if a 40-something big brother with 100 million in savings wants to marry you?

Don’t rush to pick the big brother yet. First, look at the numbers he offers you.

He’ll start by giving you an Offer: you’ll get 10,000 yuan per month in hand. He’ll put it into his own or a friend’s company. Every day you just photocopy a few pages, check attendance, and the yearly cost is about 150,000 yuan.

Then every month he’ll have you accompany him on business trips for a weekend—business class flights, staying in luxury hotels, and eating beautiful meals. All in, it’s about 20,000 yuan per month, or 240,000 yuan per year.

Every three months he’ll give you a small gift priced around 10,000 yuan each. That’s 40,000 yuan a year.

Unless your own dad also has a few tens of millions in savings, there’s basically no girl in her 20s who can withstand such an offensive.

Once you’re officially in a relationship, at most he’ll also help you rent an apartment. Even in a first-tier city, that’s only about 120,000 yuan per year—so what’s the total cost?

In total, it’s 550,000.

Now, in medium-to-low-risk quantitative investing, you can easily achieve around 3%. If he has about 18 million in savings, he can “hold” you with zero cost. You can even be more expensive—1.1 million, 2.2 million...

All within the big brother’s zero-cost range.

If he can hold you with zero cost, then naturally he can also switch to someone else with zero cost. As long as he doesn’t swap for a year, and he’s only talking to one or two or three big brothers at a time… then I guess that counts as “loyalty,” right?