This is a general announcement. The products and services mentioned herein may not be available in your region. Terms and conditions apply.

Dear user:

Binance Wealth Management: Renew your USDT and earn more with USDT savings—an activity product for USDT holders to get enhanced rewards!

During the promotion period, users who subscribe to the USDT on-demand (current) product can enjoy up to a 7% annualized return, including exclusive tiered annualized returns and real-time annualized returns.

How to participate

• Promotion period: from 2026-09-25 08:00:00 to 2026-10-09 07:59:59 (UTC+8)

• How to participate: Complete the subscription according to the rules below on a first-come, first-served basis

• Interest distribution:

  • Tiered yield: Distributed daily to the user’s spot account. The first interest will be distributed on the next day after it starts accruing (i.e., subscription date + two days);

  • Real-time annualized yield: Accrued directly to the user’s wealth management account every minute.

Product list

How to subscribe USDT to earn coins:

• Step 1: You can purchase USDT via the 【Buy/Sell】 page. Supports multiple payment methods, including Visa and Mastercard cards, Google Pay, Apple Pay, and account balance. You can also directly deposit USDT to your Binance account;

• Step 2: Click 【Earn】 and search for USDT;

• Step 3: Choose flexible (on-demand), subscribe to the USDT flexible product, and you can start earning annualized returns.

Terms and Conditions:

• By participating in the above activity, you indicate that you agree to be bound by these Terms (the “Activity Terms”). Participation in this activity means that you agree to the Activity Terms and the following additional terms: (a) Binance Rewards Activity Terms; (b) Binance Terms of Use; and (c) Binance Privacy Policy. All of the above additional terms are incorporated into these Terms;

• If there is any ambiguity or conflict between the Activity Terms and any other merged terms, the Activity Terms shall prevail, and then the following order of precedence shall apply: (a) Binance Rewards Activity Terms; (b) Binance Terms of Use; (c) Binance Privacy Policy;

• Only users who complete identity verification during the activity period can receive the rewards for this activity. This activity is only available to main accounts; sub-accounts cannot receive rewards. The products/features mentioned in this activity may not be available in certain regions. Users must independently review and comply with the applicable laws and regulations in their country/region;

• Any changes to the annualized yield rate of the Binance Earn products will be published on the platform from time to time without prior notice. Before subscribing to any product on the Binance Earn platform, please refer to the terms of use and risk warnings on the Earn platform;

• Rewards:

  • Real-time annualized yield changes every minute. For more accurate information, please refer to the product page. Real-time annualized yield rewards are credited directly to the user’s wealth management account every minute;

  • Tiered yield is an additional reward provided on top of the real-time annualized yield rate. After you subscribe, the tiered yield rewards start accruing from 08:00 the next day (GMT+8) based on a snapshot of the flexible products subscribed on the same day. The system will take the daily snapshot randomly during the period from 08:00:00 to 07:59:59 the next day (GMT+8). The accumulated rewards are then distributed to the user’s spot account during the period from 08:00 to 16:00 the next day (GMT+8);

    • Any redemption of flexible products between 08:00 every day (GMT+8) and 08:00 the next day (GMT+8) will cause the accumulation of the tiered annualized yield reward for that day to stop;

    • When redeeming flexible products, the system will prioritize assets with accumulated rewards. You can view the reward history in your wealth management history;

    • Tiered yield is calculated based on the subscription amount and is subject to the limits of each digital asset. For more details, please refer to the FAQ.

  • All users who hold a USDT flexible product during the activity period can receive both real-time annualized yield and tiered yield at the same time. After the activity ends, users can only receive real-time annualized yield rewards;

  • The real-time annualized yield and the additional tiered annualized yield are sourced from Binance’s own funds. The distributed amount will be determined based on Binance’s assessment and evaluation of the current market conditions;

  • There is an upper limit on the personal subscription amount for the activity. Once the limit is reached, users will not be able to continue subscribing.

• If a large number of redemption requests occur at the same time, redemption may be temporarily delayed, and the redemption will be completed after liquidity is restored;

• Users can view flexible assets through assets > wealth management account;

• Time required to redeem flexible products: instant;

• For any participant who alters Binance program code or uses other software to interfere with the operation of Binance program code, Binance reserves the right to cancel their participation;

• Binance reserves the right to immediately cancel the eligibility of any participant who engages in fraudulent activities or does not comply with any applicable terms and conditions;

• Binance reserves the right, at its sole discretion, to cancel or modify the activity or the activity rules;

• The Binance Rewards Activity Terms and Conditions apply to this activity;

• The original English version of the announcement may differ from the translated versions. If any differences exist, please refer to the original English version to obtain the latest or most accurate information.

Thank you for your support of Binance!

Binance Team

September 25, 2026