If you’re keeping a loan in a Unified Account or using portfolio margin leverage, first check the margin rate before deciding whether to add more positions.
Verified facts: the collateralization ratio and leverage multiplier affect the Unified Account maintenance margin rate (uniMMR).
My judgment: what changes here is the order of checks. It’s not enough to look only at “how much you can still borrow.” uniMMR is the column that determines whether your position can withstand going forward; even if your borrow limit hasn’t changed, you can’t ignore the margin rate.
You can: open your current account, record the uniMMR, available collateral, and the planned additional positions. If adding positions would cause the margin rate to drop below your preset threshold, stop on the confirmation page. If you haven’t set a boundary yet, don’t include the added positions in your plan.
Checklist: going forward, only check whether the uniMMR and risk warnings shown on the account page match. If the margin rate is not within your preset range, your original plan to increase leverage is void. This article only covers collateral ratio checks for Unified Accounts and portfolio margin leverage, and does not extend to spot balances.
Verified facts: the collateralization ratio and leverage multiplier affect the Unified Account maintenance margin rate (uniMMR).
My judgment: what changes here is the order of checks. It’s not enough to look only at “how much you can still borrow.” uniMMR is the column that determines whether your position can withstand going forward; even if your borrow limit hasn’t changed, you can’t ignore the margin rate.
You can: open your current account, record the uniMMR, available collateral, and the planned additional positions. If adding positions would cause the margin rate to drop below your preset threshold, stop on the confirmation page. If you haven’t set a boundary yet, don’t include the added positions in your plan.
Checklist: going forward, only check whether the uniMMR and risk warnings shown on the account page match. If the margin rate is not within your preset range, your original plan to increase leverage is void. This article only covers collateral ratio checks for Unified Accounts and portfolio margin leverage, and does not extend to spot balances.