This is a general announcement. The products and services mentioned here may not be available in your region.

Dear users:

To simplify users’ account structure and improve the asset management experience, Binance will gradually migrate users’ crypto assets from the Funding Account to the Spot Account starting from September 29, 2026. The migration is expected to last until January 2027, and the exact date will be announced separately. After the migration period ends, the funding account will be renamed to the Stocks Account, which will be used only for settlement of stock and stock options trades.

Migration details:

  • Starting September 29, 2026, the funding account will no longer support on-chain deposits. Users can use the stocks account for stock and stock options trading, supporting 6 settlement assets (USD, USDC, USDT, USD1, U, BNB).

  • The funding account will be renamed to the stocks account in January 2027. The exact date will be announced separately. After the renaming, users can still purchase stocks using the above 6 tokens through the stocks account. Deposits and withdrawals of other crypto assets will be done only via the spot account.

  • A new "One-click migration" button will be added to the funding account, allowing users to actively migrate their crypto assets to the spot account.

  • Assets that are not migrated by the user will be automatically migrated in batches by the Binance system to the spot account starting from January 2027. No manual action is required, and users’ total asset balances will not be affected.

Please note:

  • We recommend that users update the Binance iOS or Android app to the latest version to actively migrate funds using the "One-click migration" feature. Older app versions will not support "One-click migration"; users will be unable to actively migrate funds. The system will perform the migration automatically starting from January 2027.

  • The migration will not affect users’ total asset value or fund security.

  • Historical trade records before and after the migration will be retained with the original "Funding Account" label and will not be changed.

  • About Alpha 2.0:

    • Starting September 29, 2026, the stablecoins used for buying and selling Alpha tokens in limit orders on Binance Alpha 2.0 will be deducted from the user’s Alpha account and deposited into the Alpha account.

    • The rebates for the Limit Order Liquidity Providers Program will also be deposited into the user’s Alpha account.

  • Starting September 29, 2026, assets collected via the Binance Card and gift cards will be deposited into the user’s spot account.

  • About Binance Pay (Pay)

    • Starting September 29, 2026, assets collected via Binance Pay will be deposited into the user’s spot account.

    • Assets in the stocks account will not be used for payment deductions.

    • Assets in the funding account can still be used temporarily for Binance Pay transactions. However, until the stocks account is renamed, the funding account will no longer be used as a payment source.

      • After removing the funding account as a payment source, scheduled send plans that use the funding account for payments will stop being executed. Users will need to reconfigure their scheduled send plans and choose another payment source.

  • About Convert:

    • Limit orders (including TPSL):

      • Existing unfilled limit orders that freeze assets in the funding account will remain frozen. After September 29, 2026, these orders will be settled to the spot account.

      • Expired limit orders will have their assets settled to the spot account.

      • New limit orders created on or after September 29, 2026 will only freeze and settle in the spot account.

    • Recurring investment orders:

      • Starting September 29, 2026, all recurring investment orders will be settled to the spot account or the wealth management account. Any refunds for failed recurring investment orders will be returned to the spot account.

      • We recommend that users update the account selection from "Funding Account" to "Spot Account" to ensure the plan runs normally.

    • About API integration:

      • We recommend that users change the account reference in the API from Funding to Spot to support this migration.

  • About C2C:

    • Starting September 29, 2026, C2C users (with no ad records in the past 3 months or who are not in a merchant status) will, after updating the Binance app to the latest version, use the spot account as the default source of funds for buy/sell orders.

    • From now until December 2026, C2C advertisers will continue to use the funding account as the default source of funds for all C2C activities (including posting ads, merchant deposits, placing orders, and taking orders). Users posting new ads will temporarily use the funding account as the default source of funds as well.

    • Starting in December 2026, Binance will launch a brand-new C2C dedicated account for advertisers. Advertisers will need to transfer ad-related assets from the funding account to the new C2C dedicated account.

    • After January 2027, any ads that have not been migrated to the C2C dedicated account will be automatically disabled.

  • The English original announcement and the translated versions may differ. If there is any difference, please refer to the English original announcement for the latest and most accurate information.

More information:

  • Frequently asked questions about migrating the funding account to the spot account

Thank you for your support of Binance!

Binance Team

September 23, 2026

Note: This announcement was updated on September 29, 2026 to clarify that the affected C2C users are those who have no ad records within the past 3 months or who are not in a merchant status (previously stated as "no ad records or not in a merchant status").