🚀 In a strategic move reflecting the evolution of the cryptocurrency market, the Binance platform announced a comprehensive update to the «Collateral Ratio» percentages within the «Cross Margin» and «Portfolio Margin» margin trading systems, along with tiered adjustments for professionals in «Portfolio Margin Pro»... The changes will go into effect starting September 25, 2026 at 06:00 «UTC», and will be completed within approximately half an hour.

🔹 What distinguishes this update is the diversity in directions... some assets saw their collateral ratio increased, which strengthens their ability to support larger positions, while others had their ratios reduced to reflect changes in liquidity and market risk... this balanced equation gives traders greater flexibility, but requires constant vigilance.

🎯 Winning strategies for raising the ratio:

✨ «ENA» and «BCH» rose from 50% to 60%... a qualitative leap that means greater capacity to borrow or withdraw under cross-margin, and enhanced flexibility in portfolio margin.

✨ «1MBABYDOGE» and «KAVA» saw their proportions triple from 10% to 30%... a radical shift that opens up new horizons for these two assets in collateral strategies.

🔻 Assets with a reduced ratio:

⚠️ «GAS», «NEWT», «ORCA», «SFP», «UMA» fell from 30% to 10%... a sharp drop reflecting a reassessment of risk, requiring holders of these assets to review their positions carefully to avoid sudden liquidation.

💎 For «Portfolio Margin Pro»... the shift is even more complex and precise with «ENA»:

📊 The new tiered system divides financial ranges into segments with different percentage ratios:

🔸 Tier 1: up to $800,000 → 100% collateral

🔸 Tier 2: $800,000 to $1,200,000 → 95%

🔸 Tier 3: $1,200,000 to $2,000,000 → 75%, then 80% across two sub-tiers

🔸 Tier 4: $2,000,000 to $1,000,000 → 70%, then 40%

🔸 Tier 5: above $1,000,000 → 20%

⚡ The key point Binance emphasized: updating the collateral ratio in cross-margin affects only the amount you can borrow or withdraw... whereas in portfolio margin, the collateral ratio and leverage directly affect the «unified maintenance margin ratio - uniMMR»... any small change could move the indicator toward the danger zone.

🛡️ Golden advice for every trader: closely monitor «uniMMR» over the coming days... normal market volatility, combined with changes to collateral ratios, may create unexpected liquidation scenarios. Proactive risk management has become a necessity, not a luxury.

📈 Binance continues its approach to updating standards in line with market maturation... these adjustments are not random decisions, but the result of deep analyses of liquidity, volatility, and trading volumes... the smart trader is the one who turns this data into well-considered opportunities.

💡 Summary: The update creates a new landscape for collateral management... assets with a higher ratio become stronger tools for leverage, while reduced-ratio assets require extra caution... the key lies in understanding how «uniMMR» works and adjusting portfolios before the market forces decisions on everyone.

🌟 Binance confirms that the English version is the official reference in case of any differences in translations... Stay informed, be prepared, and trade intelligently.

🔗 Source: https://www.binance.com/en/support/announcement/fdb068f493444efba6cc979dec9a3955