Demand for XRP collateralized lending suddenly surged, and ArchLending co-founder said this trend is clearly noticeable. After Celsius collapsed, the lending community has actually become more calm—now everyone only recognizes hard-asset collateral, and an established coin like XRP has turned into a desirable choice. In plain terms, the lessons from CeFi blowups were too deep; those who survived are now competing hard on risk control. This XRP opportunity is essentially picking up the trust dividend. But how long the hype can last still depends on how liquidity looks.

XRP

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