Case: building a conservative investment plan based on Binance products
Let’s consider a practical model for distributing funds for an investor with a low risk appetite:
60% of the portfolio: Stablecoins on Binance Simple Earn (flexible terms). The earned interest is automatically reinvested thanks to the Auto-Subscribe option. This ensures ongoing liquidity for everyday expenses or unforeseen situations.
25% of the portfolio: Top-2 cryptocurrencies (BTC, ETH), purchased using a dollar-cost averaging (DCA) strategy and also allocated to savings programs.
15% of the portfolio: Tokenized assets (bStocks) or TradFi solutions, correlated with the traditional market, to smooth out portfolio fluctuations.
This balance helps protect funds from devaluation and generate daily cash flow without needing to monitor order books on exchanges.