Here's a stat that should make you pause:

From 1800 to 1940 — 140 years — prices rose only 28%. That's 0.2% inflation per year.

Since 1940? 3.7% annually. Over 2,200% in total.

What changed? We left the gold standard. Central banks got the printing press. Governments discovered they could finance anything without raising taxes directly — just devalue the currency slowly.

This isn't a conspiracy. It's policy. And it's why "just save cash" stopped working for your grandparents' generation.

Your dollars lose value by design now. Plan accordingly.