Deep Tide TechFlow message: On September 18, at the China–ASEAN Financial Cooperation and Development Forum, Lu Lei, vice governor of the People’s Bank of China, delivered a speech on the topic of “deepening China–ASEAN cooperation in the field of artificial intelligence in finance.” At present, new-generation AI technologies represented by large models and intelligent agents are both important tools for empowering financial services and also bring new risks such as algorithmic black boxes and model hallucinations. “In particular, while AI can learn and reason about the underlying logic of human behavior, humans find it difficult to penetrate into the internal decision-making process of AI. This ‘asymmetry of understanding’ between humans and AI may pose deep challenges to the financial industry, and it also highlights the importance of security governance,” Lu Lei said. We are willing to strengthen cooperation with ASEAN countries, jointly assess the new kinds of financial risks arising from AI technologies, exchange practical experience in model lifecycle management and algorithm risk prevention and control, improve security protection systems that are compatible with digital and intelligent development, and build a solid safety barrier for ‘AI + finance’. (Jinshi)