In Binance On-chain Yields, rewards can be tokens or points from a specific protocol. Before subscribing, it’s useful to find out exactly what you will receive. The number of points by itself is not a basis to assume profit in USDT or expect a specific future token price.
According to the official FAQ, supported Binance tokens are credited to the Spot Wallet. For rewards in unsupported tokens or points, you need to provide the address of an on-chain wallet to which Binance will distribute them. Therefore, it’s worth checking where the rewards will be credited before participating, rather than looking for the entire reward only in Spot.
There is also a difference between the protocol result and the amount for the user: Binance consolidates and calculates rewards, subtracts fees, and distributes the final amount. The value shown on the protocol page does not necessarily match what is credited to you.
On the product card, check the reward type, the rules for its accounting, the payout address, and the fees. If rewards are mentioned as points, read separately what rights they grant under the protocol terms. Binance defines On-chain Yields as a high-risk product with no fixed or guaranteed returns: protocol failures and smart contract vulnerabilities may lead to loss of assets.