Six thousand eight hundred thirty-one yuan of life-saving money—the withdrawal was short by five hundred and eighty-seven first. Shuidichou raised its withdrawal service fee from six percentage points to eight, and also added a 0.6 payment gateway fee. Customer service said it beautifully: “Tech, operations, and funds all need ongoing investment.”
In plain terms, it means: “We still have to eat.”
The platform isn’t a charity, I agree. But the accounting has to be broken down: if they charge the donors, those people can choose not to pay; if they charge the person who starts the fundraiser, they’re already waiting for the money to reach the hospital. Whoever has the least leverage gets the bill.
More bluntly, there’s another matter: when the “take” is high, families get smarter—they quietly set up a private group, share a bank card, and go around the platform. If the transaction volume drops, the fee rate will probably be pushed up again.
I’m not worried it will rise to eight—I’m worried it will rise to ten next year. To judge it, just watch two things: whether the number of withdrawal requests keeps dropping, and whether more people are taking payments privately.
That’s what they’re doing in the group: calculate, one by one, the arrival rate, fee rates, and how many tenths end up in people’s hands for each fundraiser channel. Want to see how much of your money is left? Scan the QR code below👇 to join the group.
#互联网 #费率 #公益
In plain terms, it means: “We still have to eat.”
The platform isn’t a charity, I agree. But the accounting has to be broken down: if they charge the donors, those people can choose not to pay; if they charge the person who starts the fundraiser, they’re already waiting for the money to reach the hospital. Whoever has the least leverage gets the bill.
More bluntly, there’s another matter: when the “take” is high, families get smarter—they quietly set up a private group, share a bank card, and go around the platform. If the transaction volume drops, the fee rate will probably be pushed up again.
I’m not worried it will rise to eight—I’m worried it will rise to ten next year. To judge it, just watch two things: whether the number of withdrawal requests keeps dropping, and whether more people are taking payments privately.
That’s what they’re doing in the group: calculate, one by one, the arrival rate, fee rates, and how many tenths end up in people’s hands for each fundraiser channel. Want to see how much of your money is left? Scan the QR code below👇 to join the group.
#互联网 #费率 #公益
