#fca突查伦敦三处非法加密交易点
Last week, the FCA checked three peer-to-peer crypto trading counters in London, issued three closure notices, and arrested nobody. On the same registry, there are 0 UK compliance P2P crypto traders.
▪️ 9/10 action, 9/17 announcement · FCA + HMRC + London police
▪️ The basis is the 2017 Anti-Money Laundering Regulations—only whether they reported it, not whether they were allowed to do it
▪️ The previous raid in April checked 8 locations; the evidence is still “supporting a criminal investigation,” with no next line for five months
This isn’t black-market infiltrating the white market—it’s half of the white market that’s empty.
The rules that can actually accommodate it won’t take effect until October 25, 2027, with the application window opening on September 30—raids happen 20 days before the window opens. And there’s no such thing as automatic “deemed approval”: every item—financial resources, asset segregation, and liquidation plans—must be reviewed by a bank; and UK banks, ironically, block crypto at the payment layer. In an industry investigation in January, about 40% of incoming transfers were intercepted or delayed. Whether the FCA is registered or not doesn’t affect whether transfers get intercepted. Bank access becomes the real-world gatekeeper of the license.
For BTC: what’s being changed is the entry cost, not demand. The UK isn’t a price-setting market. BTC at about 76,500 (with Fear & Greed at 50, neutral) can’t be moved by those three letters. The real observation point is whether the P2P line on the license list is still 0 after the rules take effect.
Next to watch: ① whether the April batch of investigations led to prosecutions ② whether the scope expands to online matchmaking ③ the first batch of applications after the 9/30 window opens
What do you think? $BTC
Last week, the FCA checked three peer-to-peer crypto trading counters in London, issued three closure notices, and arrested nobody. On the same registry, there are 0 UK compliance P2P crypto traders.
▪️ 9/10 action, 9/17 announcement · FCA + HMRC + London police
▪️ The basis is the 2017 Anti-Money Laundering Regulations—only whether they reported it, not whether they were allowed to do it
▪️ The previous raid in April checked 8 locations; the evidence is still “supporting a criminal investigation,” with no next line for five months
This isn’t black-market infiltrating the white market—it’s half of the white market that’s empty.
The rules that can actually accommodate it won’t take effect until October 25, 2027, with the application window opening on September 30—raids happen 20 days before the window opens. And there’s no such thing as automatic “deemed approval”: every item—financial resources, asset segregation, and liquidation plans—must be reviewed by a bank; and UK banks, ironically, block crypto at the payment layer. In an industry investigation in January, about 40% of incoming transfers were intercepted or delayed. Whether the FCA is registered or not doesn’t affect whether transfers get intercepted. Bank access becomes the real-world gatekeeper of the license.
For BTC: what’s being changed is the entry cost, not demand. The UK isn’t a price-setting market. BTC at about 76,500 (with Fear & Greed at 50, neutral) can’t be moved by those three letters. The real observation point is whether the P2P line on the license list is still 0 after the rules take effect.
Next to watch: ① whether the April batch of investigations led to prosecutions ② whether the scope expands to online matchmaking ③ the first batch of applications after the 9/30 window opens
What do you think? $BTC
