I thought a small amount of #BinanceEarn was a drawback.
It turns out it’s exactly on it that the highest rate applies.
In the list next to the coin, it says “Max.”, and you can see on the subscription screen why. The rate here is multi-tier. For USDT, the first 500 are charged at the maximum rate, and everything above that threshold is charged at a lower one. For $BTC , it works the same way: the maximum applies to the first 0.01 as well. That means the structure works in favor of a small deposit: large sums get diluted across lower tiers, while mine lands in the top one. Minimum subscription is 0.01 USDT.
The second thing I missed. The rate depends on the time period for which you lock your funds. On the screen $BNB , the options are laid out in a row: flexible (no fixed term), 7 days, 90 days, and longer—and for fixed terms, the rate is higher. The flexible term can be redeemed anytime; the fixed term holds your funds until the end of the term, and if redeemed early it returns them to spot within up to 72 hours. Flexibility vs. rate.
Third. The bonus rate doesn’t start at the moment you subscribe. In the rules there are three dates: subscription date, the start of accrual the next day, and the first distribution another day after that. After that, accruals happen daily.
And the thing I underestimated the longest: in Simple Earn, BNB automatically participates in Launchpool, and fixed products also participate in Megadrop if your country is on the list of supported ones.
It turns out it’s exactly on it that the highest rate applies.
In the list next to the coin, it says “Max.”, and you can see on the subscription screen why. The rate here is multi-tier. For USDT, the first 500 are charged at the maximum rate, and everything above that threshold is charged at a lower one. For $BTC , it works the same way: the maximum applies to the first 0.01 as well. That means the structure works in favor of a small deposit: large sums get diluted across lower tiers, while mine lands in the top one. Minimum subscription is 0.01 USDT.
The second thing I missed. The rate depends on the time period for which you lock your funds. On the screen $BNB , the options are laid out in a row: flexible (no fixed term), 7 days, 90 days, and longer—and for fixed terms, the rate is higher. The flexible term can be redeemed anytime; the fixed term holds your funds until the end of the term, and if redeemed early it returns them to spot within up to 72 hours. Flexibility vs. rate.
Third. The bonus rate doesn’t start at the moment you subscribe. In the rules there are three dates: subscription date, the start of accrual the next day, and the first distribution another day after that. After that, accruals happen daily.
And the thing I underestimated the longest: in Simple Earn, BNB automatically participates in Launchpool, and fixed products also participate in Megadrop if your country is on the list of supported ones.
