Ripple launched a regulatory guide for institutions interested in RLUSD

The company published a document to guide financial entities on the different oversight frameworks for stablecoins in the U.S.

Ripple, the company that issues the Ripple USD (RLUSD) stablecoin, released a document to provide guidance for entities evaluating whether to hold, redeem, or build on its stablecoin.

“Stablecoins are often marketed using the same term, ‘regulated,’ although the licenses behind that word can mean very different things,” the company said in the guide published on September 11, 2026. The firm added: “Every stablecoin issuer says it is regulated.”

Building on this premise about regulatory frameworks in the United States, the organization outlined that “a money transmitter license, a state trust charter, and the prudential supervision of a banking regulator involve government oversight, but they entail different capital requirements, different reserve rules, and different consequences if an issuer goes bankrupt.”

Regarding the relevance of this point for corporate users, the entity stated that “for institutions that choose a stablecoin to hold, redeem, or build on it, that distinction is not academic. It determines how your counterparty risk is actually structured.”

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